Banana nut chocolate chip muffins or bread (gluten free recipe)

I love baking, especially on chilly winter days.  I love this recipe because I add raisins and chocolate chips to it and they add a nice sweetness, so I can use less sugar.  If you are not gluten free you may use regular all-purpose flour.  ENJOY!

1 1/2 cup ripe bananas (about 3 medium bananas), mashed
1/4 cup canola oil
1/3 cup brown sugar, packed
2 large eggs
1 teaspoon vanilla (if you are GF be sure your vanilla is too!)
1 3/4 cup GF all-purpose baking flour (I like Bob's Red Mill or Pamela's)
2 teaspoons baking powder
2 teaspoons cinnamon
1 tesaspoon xanthan gun or gaur gum (a GF thickener that you do not need if this is not a GF batch)
1/2 teaspoon salt
1/2 cup pecans or walnuts, chopped
1/2 cup raisins
1/2 cup chocolate chips

Preheat oven to 350 degrees.  Grease loaf or muffin pans. Cream together oil, sugar, eggs, and vanilla in an electric mixer.  Add flour, xanthan gum, salt, baking powder, and cinnamon to egg mixture, alternating with mashed bananas.  Beat until smooth.  Stir in nuts, raisins, and chocolate chips.  Bake loaf for an hour, regular muffins for 30 minutes and mini-muffins (my favorite!) for about 20 minutes.
ENJOY!!